The dealer is paying off our two car loans. The van has sat in the garage for the last month because it needed work. We have been making the payments on it and it has full coverage and we weren't even driving it. So we thought we would see if the dealer could work with us. I guess it does pay to have friends in the car business. Kevin was awesome and has been helping us for the past three days to secure financing and get us into something that would get us out of negative equity. Luckily the dealer was so low into this and it has a fairly high retail we were able to do. We are back down to one car payment and 2 cars :o) Once we sell the beater truck that is. Anyone want to be an '87 F150??